OKX Wallet app

List of the catalog of this article:

• 1, What are car insurances
• 2、 What are the car insurances?
• 3, Which types of car insurance are generally bought Several
• 4, Which types of car insurance are enough to buy?

What are car insurances?

1. Car insurance mainly includes: traffic enforcement insurance, third-party liability insurance, vehicle loss insurance, vehicle personnel liability insurance, theft and robbery insurance, separate glass breakage insurance, and traffic enforcement insurance is a must.

2. Full name: motor vehicle commercial third-party liability insurance, which compensates for personal injury or direct loss of property caused by third parties in accidents.

3. Car insurance has traffic insurance and commercial insurance. The specific types of commercial insurance include: third-party liability insurance, theft and robbery insurance, vehicle liability insurance, vehicle loss insurance, body scratch loss insurance, spontaneous combustion loss insurance, glass breakage insurance, and non-deductible insurance.

4. What are the types of car insurance? Auto insurance is mainly divided into two categories: traffic insurance and commercial insurance. Among them, traffic insurance must be insured, while commercial insurance can be insured according to your own needs.

What are the car insurances?

Car damage insurance: Car damage insurance is the most basic car insurance. It can compensate for losses caused by vehicle collisions, scratches, natural disasters, etc. However, it should be noted that the absolute deductible voluntarily cannot exceed 20% of the insurance amount.

Traffic enforcement insurance refers to the compulsory insurance of automobile traffic accident liability, which refers to the insurance that automobile owners must take out. It is enforced by the government and is the basis of automobile insurance. The scope of liability of traffic enforcement insurance includes: vehicle loss insurance, third-party liability insurance, driver liability insurance, passenger liability insurance, designated repair shop insurance, etc.

1 Traffic enforcement insurance: The full name of traffic enforcement insurance is "compulsory motor vehicle traffic accident liability insurance", which is compulsory by the insurance company to compensate for the personal injury and property loss of the victim (excluding the vehicle personnel and the insured) caused by the insured motor vehicle in a road traffic accident within the liability limit. Sexual liability insurance.

What kind of car insurance do you usually buy

1. Car insurance is divided into traffic insurance and commercial car insuranceTraffic enforcement insurance is a kind of compulsory insurance, which must be purchased. Secondly, there are several basic insurances and scratch insurances such as third-party liability insurance, car damage insurance, theft and robbery insurance and vehicle personnel liability insurance, spontaneous combustion insurance, wading insurance, non-deductible and other additional insurances. You can choose to buy it.

2. Theft and robbery, glass, spontaneous combustion, scratch insurance and other types of insurance can be purchased according to your own needs.

3. Generally, car damage insurance, third-party liability insurance, car personnel liability insurance and their additional insurance will be purchased. Commercial vehicle insurance: including vehicle damage insurance, third-party liability insurance, vehicle personnel liability insurance and additional insurance, which provide protection for the vehicle itself, the third party in the accident, the occupants of the vehicle, the absolute deductible and the scratch insurance of additional insurance.

4. General car insurance can consider buying the followingTypes: First, traffic enforcement insurance is a compulsory insurance, which every car owner must buy. It can mainly compensate for personal injury and property losses caused by third parties, excluding the insured and the personnel of the vehicle after an insurance accident. Second, commercial car insurance, which is not compulsory, can be purchased, and the owner can do so according to himself.

Which types of car insurance are enough to buy?

Car insurance is divided into traffic insurance and commercial car insurance. Traffic insurance is a compulsory insurance, which must be purchased. Secondly, commercial car insurance includes third-party liability insurance, car damage insurance, theft insurance and vehicle personnel liability insurance. There are several basic insurances and scratch insurances, spontaneous combustion insurance, wading insurance, non-deductible and several additional insurances. You can choose Sexual purchase is for.

There are many types of commercial insurance, and the common ones are as followsTypes: Vehicle Loss Insurance Vehicle Loss Insurance is a kind of insurance that protects vehicles from losses caused by collisions, natural disasters, accidental damage and other accidents. Vehicle loss insurance includes full insurance and basic insurance.

General car insurance can be considered to buy the following types. First, traffic insurance is compulsory insurance. Every car owner must buy it. It can mainly be used to claim for personal injuries and property losses caused by third parties, excluding the insured and the personnel of the car after an insurance accident. Second, commercial car insurance, not compulsory purchase, car owner You can do it according to yourself.

General car insurance, buy traffic insurance, car damage insurance, third-party liability insurance, seat insurance.

Traffic enforcement insurance Traffic enforcement insurance is an insurance that car owners must buy. It is an insurance that the government requires car owners to buy, which can provide economic compensation for car owners to reduce economic losses in the event of a car accident.