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List of the catalog of this article:

• 1,OKX app What insurance should be paid for private cars in a year
• 2. What is the chassis analysis of Lincoln Adventurer?
• 3, How to choose a family car?

What insurance should private cars pay for a year

Three types of insurance that private cars must buy: 1 motor vehicle traffic accident liability compulsory insurance, if you don't buy, you can't go on the road 2 motor vehicles Third liability insurance, the compensation amount of third liability insurance is very high. According to the purchase cost, it is basically divided into 3 motor vehicle losses ranging from 500,000 to 1 million and 1.5 million.

The best plan: traffic enforcement insurance + third-party liability insurance + vehicle damage insurance + driver and passenger seat insurance + whole car scratch insurance (or separate glass breakage insurance). Adding glass insurance and scratch insurance to the most basic plan can greatly reduce the risk of the car.

The annual cost of traffic insurance is 950 yuan, and the third-party insurance (500,000 yuan) is 1,472 yuan, a total of 2,422 yuan. In this plan, in addition to paying strong insurance, third-party insurance is paid, which is more suitable for car owners with limited budgets or car owners with older cars. However, because the vehicle damage insurance is not insured, there will be greater safety hazards.

What is the chassis analysis of Lincoln Adventurer?

The Adventurer is a compact SUV under Lincoln and Lincoln's first domestic SUV model. The front suspension of the Adventurer adopts a McPherson-style independent suspension, and the rear suspension adopts a multi-link independent suspension. All adventurers use 0-liter turbocharged engines.

The Adventurer is a compact SUV under Lincoln, and also the first domestic SUV under Lincoln. The front suspension used by the adventurer is McPherson-type independent suspension, and the rear suspension is multi-link independent suspension.All adventurers use 0-liter turbocharged engines.

Thanks to the comfortable-oriented chassis geometric setting, with the finely tuned steering machine, the Lincoln Adventurer's steering wheel damping is oily and smooth, with a sense of communication similar to hydraulic assistance, and the delicate damping changes with the increase in speed of the car is also easy to cause comfort.

How to choose a family car?

It is recommended to buy small bridge cars or SUV models for family cars. The small bridge car is relatively mainstream in the market, and the sales volume is relatively large, such as the German Baolai Langyi, the Japanese Xuanyi Card, the Lola Rayling Civic, and the American Yinglang Weilang, which have considerable sales.

It depends on the actual needs of the individual: if it is a substitute for home, a small displacement is fine;For business or if you like sports, sell a larger displacement; 6 is the most suitable displacement for home use, which is both economical and has a certain power; 0 is the minimum guarantee for business, otherwise the large limousine will run not as fast as Otto and will have no face.

Determine the car purchase needs according to your family situation, daily car needs, driving habits and other comprehensive factors. For example, whether it is a family car that requires large space and good comfort, or a compact car that focuses on economy and power. Choose car brands and models. According to personal preferences and needs, select several brands and models for comparison.

Choose a car for commuting to and from work; based on the consideration of better comfort, controllability, safety, fuel economy and other factors, in order to commute to and from work, or under good road conditions, priority is given to choosing a car.

Price: The annual income of the family decides the price of the car. Cars are large consumer goods and cannot be bought based on personal preferences alone. 4: Fuel consumption: The main cost of car maintenance comes from fuel costs, and the fuel consumption of cars must be considered. 5: Service. The quality of the car is important, but its supporting one-stop service is even more indispensable.